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Maximising Your Medibank Optical Cover


Get the most out of your Medibank Optical Benefits at 1001 Optometry. We’re always ready to help guide our customers through the process of making insurance claims for optical products and services.

With optical extras benefits resetting every calendar year, make sure to claim your prescription glasses and select products or services before 31st December! Remember, any extras you don’t use will be lost.

Simply present your Medibank membership card to our friendly staff in-store during purchase, or make your claims online to reduce your out-of-pocket expenses.

Medibank Optical Extras Inclusions

Your Medibank health membership with optical extras will cover your:

  • Prescription glasses (frames and lenses)

    • Excludes: add-ons like high-index material, coatings and tinting

  • Prescription contact lenses

  • Prescription sunglasses lenses

However, the amount of coverage you’ll receive will differ based on multiple aspects. This includes:

  • Your level of health insurance

  • Any extras you’ve taken out

  • Your annual limit

  • The waiting period.

Non-prescription sunglasses are excluded, as are certain coatings and contact lenses. Contact Medibank to find out which contact lenses are excluded.

Medibank Optical Extras Annual Limits

Not all health funds are equal. However, the optical cover and claims process is pretty standardised across providers.

To understand how much you'll get back on optical items with Medibank, find your health insurance package with optical extras below*. Then, navigate across the row to your corresponding annual limit and benefit percentage:

Medibank Health Insurance Name

Optical Annual Limit

Benefit Percentage

Healthy Start Extras

$150

100%

Essential Extras

$200

75%

Growing Family Extras

$200

75%

Top Extras

$200

60%

 

Say, for example, you’re on the Healthy Start Extras package. This means that in a calendar year, Medibank members are eligible to get 100% back on optical-approved products and services, up to $150 per person.

This amount varies depending on your level of health coverage and how recently you’ve claimed. You can check your cover summary either online or on their app.

*Note, the above is based on singles cover in NSW. To find out more about Medibank Health Insurance options, head to their site to find yours.

Waiting Periods

When making your claim, it’s important to consider the waiting period for the approval to go through. For optical services, this is 2 months, but can differ according to your level of health insurance.

How to Make a Medibank Optical Claim

Making your Medibank optical claim with us is a straightforward process whether you’re doing this in person or online.

In Person

After selecting your prescription glasses, contact lenses or sunglasses lense in-store, simply present your Medibank membership card to our friendly team.

We’ll then process the claim on the spot!

Online

If you’re after the comfort of purchasing from your own home, shopping with a Medibank optical provider like 1001 Optometry is the way to go.

All you’ll need to do is request an itemised invoice of your prescription purchases from us at contactus@1001optical.com.au before following the steps below:

  1. Log into your My Medibank app or sign in on their website

  2. Select "Make a claim"

  3. Choose "Optical" as the claim type

  4. Follow the step-by-step instructions to submit your claim

  5. Upload your itemised receipt

  6. Submit the claim

You can also opt to submit your claim via mail if that’s easier.

 


Shop our Range Online

Have a valid prescription?

Jump online to buy your eligible optical products and easily make a claim through Medibank in just minutes.

 

Optical Frames
Contact Lenses
Sunglasses

Bulk-Billed Eye Tests

Our highly trained, registered optometrists are passionate about keeping your eyes healthy and happy. That’s why we’re committed to bringing you the best experience during your routine eye test.

Our friendly staff are equipped to treat any eye condition. We’ll assess your needs and work with you to devise a convenient course of action.

Overdue for a routine checkup?

Our standard eye tests are bulk-billed! Just check your eligibility and book your eye test with us today.

Note that while Medicare covers your eye test, it won't apply to any prescription products required in light of it. That's where your Medibank fund comes in!  

Make the Most out of Your Medibank Optical Cover Today!

With over 30 years of experience, 1001 Optometry are committed to passing on our optical knowledge to Australians in need. This includes helping you access the best optical products and services. We're passionate about helping you maintain strong ocular health–without busting the bank.

Visit one of our stores today to find your perfect pair. Our friendly team of experts will be on hand to give you advice and help you process your claims. That way, you can get the most out of your Medibank optical cover!

FAQs

Is Laser Eye Surgery Covered Under Medibank?

Yes, laser eye surgery is covered under Medibank’s Gold Ultra Cover plan. Note, laser eye surgery coverage is dependant on your level of Medibank health insurance, so make sure to speak to them if this is a requirement for you.


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